External Single-Family Origination and Underwriting | Office of Inspector General, Department of Housing and Urban Development

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Title	Announced	Priority Area	Program Area	State
External Single-Family Origination and Underwriting	02/2026	Protecting the Mortgage Insurance Funds	Housing	All

Summary

HUD OIG is auditing a nationwide lender headquartered in the State of Wisconsin that originates and underwrites FHA single family loans. This review will focus on more than 3,700 loans closed totaling approximately $1 billion. Our objective is to determine whether the lender followed FHA rules and regulations for assets, income, liabilities, and credit when originating and underwriting single family FHA loans.