U.S. flag

An official website of the United States government Here’s how you know

The .gov means it’s official.

Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

The site is secure.

The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Hotline

Report Fraud, Waste and Abuse
  • Recommendation Number: 2025-KC-1001-001-A
  • Status: Open
  • Date Issued: January 28, 2025

Require MidFirst to remedy the 24 borrowers in our sample with improper foreclosure filings or take administrative actions if appropriate.

Publication Report

2025-KC-1001 | January 28, 2025

MidFirst Bank Misapplied FHA’s Foreclosure Requirements

We performed an audit of MidFirst’s compliance with Federal Housing Administration (FHA) requirements for foreclosures that started in 2022.  Pursuant to the Coronavirus Aid, Relief and Economic Security Act (CARES Act), as extended by the Secretary… more

Related Recommendations

Housing

  •  
    Status
      Open
      Closed
    2025-KC-1001-001-B

    Analyze MidFirst’s resolution of the manual process issues identified during its 2022 quality control review to verify that it remedied the borrowers or HUD and corrected the issues identified related to manual processing.

  •  
    Status
      Open
      Closed
    2025-KC-1001-001-C

    Require MidFirst to update its policies and procedures to comply with HUD requirements by placing foreclosure holds for loss mitigation requests made before the first legal filing.