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Industry Alert: Reverse Mortgage Refinancing

While the Department of Housing and Urban Development - Office of Inspector General (HUD OIG) recognizes that there are times when Home Equity Conversion Mortgages (HECM) refinances are beneficial to consumers, HUD OIG is issuing this industry alert to warn lenders, originators, and sponsors that the OIG has identified instances of fraudulent appraisals being used to increase HECM loan amounts in order to qualify senior borrowers for HECM refinancing. HUD OIG special agents have reviewed HECM refinances over the last several years and have identified indications of fraud in hundreds of…

Watch Out: Sovereign Citizen Scams

The U.S. Department of Housing and Urban Development’s Office of Inspector General (HUD OIG) advises the public on how to recognize sovereign citizen occupation of a vacant property and the use of false deeds to support Section 8 leasing. 

Avoid putting yourself in danger or accepting fraudulent documents.  This bulletin explains how to protect yourself as well as HUD’s interests.

4 Keys for Multifamily Owners’ Oversight of Management Agent Activities

Owners of U.S. Department of Housing and Urban Development (HUD)-assisted or -insured properties should similarly have a system of quality control over project operations, especially if they are absentee owners that leave daily operations to a management agent.  Owners must be aware of the risks they face from the errors and frauds that may be committed by their agents.  This bulletin emphasizes owners’ responsibilities for ensuring that project funds are spent properly and distributions do not violate HUD rules.

How Housing Counselors Can Help Fight Loan Modification Scams

Every day, loan modification and foreclosure rescue scams rob vulnerable homeowners of their money and their homes.  Housing counselors can help fight back and put a stop to these crimes. 

The U.S. Department of Housing and Urban Development (HUD) Office of Inspector General (OIG) is the Department’s law enforcement arm and is responsible for investigating complaints of mortgage fraud.  We are working with HUD's Federal Housing Administration (FHA) and HUD-approved counseling agencies to identify scams, stop cases of suspected fraud, and prosecute the perpetrators.

Skilled Nursing Facilities Currently Exempted From Real Estate Assessment Center Inspections

Topic briefs are a tool we use to keep officials within the U.S. Department of Housing and Urban Development (HUD) informed of challenges so that its leadership can be better prepared to address them. This topic brief expands upon two reports we issued concerning residential care facility inspections. The first was an evaluation of the Office of Residential Care Facilities (ORCF) use of Real Estate Assessment Center (REAC) scores in the inspection process.