We investigated allegations that Tracie Hoker, a real estate agent, violated U.S. Department of Housing and Urban Development (HUD) real estate-owned owner occupancy program requirements.  The Cincinnati HUD office referred the complaint to our office.  Our investigation revealed that a bidder, using Ms. Tracie Hoker as his real estate agent, made a false statement in 2012 to purchase a HUD-owned single-family home, by submitting a…

We investigated allegations that John Sherman violated U.S. Department of Housing and Urban Development (HUD) real estate-owned (REO) owner occupancy program requirements.  The Cincinnati HUD Office referred the complaint to our office.  Our investigation revealed that John Sherman failed to comply with the HUD REO program requirement that an individual who purchased a REO home during its initial offering period must be the owner-…

We audited the City of Detroit’s Neighborhood Stabilization Program-funded demolition activities under the Housing and Economic Recovery Act of 2008.  We selected the City based on a request from the Office of Inspector General’s Office of Investigation to work jointly with it on the assignment.  Our objectives were to determine whether the City complied with Federal regulations in its (1) maintenance of accounting records for…

We audited the City of Flint’s HOME Investment Partnerships Program.  We selected the City based upon our analysis of risk factors related to Program grantees in Region 5’s1  jurisdiction.  Our objectives were to determine whether the City complied with Federal requirements and its own requirements in the administration of its Program.  This is the third of three audit reports on the City’s Program. The City did not ensure…

We audited the Michigan State Housing Development Authority’s multifamily project-based Section 8 program for new-regulation projects as part of the activities in our fiscal year 2013 annual audit plan.  We selected the Authority based on a referral from U.S. Department of Housing and Urban Development (HUD) management.  Our objective was to determine whether the Authority administered its program in accordance with HUD’s requirements…

We audited the Hamtramck Housing Commission’s American Recovery and Reinvestment Act of 2009 Public Housing Capital Fund Stimulus formula grant.  We selected the Commission based upon our analysis of risk factors related to the public housing agencies in Region 5’s1  jurisdiction.  Our objective was to determine whether the Commission administered its grant in accordance with Recovery Act, the U.S. Department of Housing and Urban…

We audited the City of Toledo’s Community Development Block Grant funded under the American Recovery and Reinvestment Act of 2009 as part of the activities in our fiscal year 2013 annual audit plan.  We selected the City’s Block Grant based upon recent media attention regarding the City’s programs, a request by the Honorable Marcy Kaptur, and a referral from the Office of Inspector General’s Office of Investigation.  Our objective was…

We audited the Flint Housing Commission’s American Recovery and Reinvestment Act of 2009 Public Housing Capital Fund formula grant based upon our analysis of risk factors relating to the housing agencies in Region 5’s  jurisdiction.  Our objective was to determine whether the Commission administered its grant in accordance with Recovery Act, the U.S. Department of Housing and Urban Development’s (HUD), and its own requirements. …

We audited Independent Bank, a Federal Housing Administration (FHA) supervised direct endorsement lender.  We selected Independent Bank for review based on its overall compare ratio of nearly 200 percent for loans originated in our jurisdiction for a 2-year FHA performance period. The audit was part of the activities in our fiscal year 2013 audit plan.  Our audit objectives were to determine whether (1) Independent Bank’s quality…

We audited the State of Michigan’s Neighborhood Stabilization Program under the American Recovery and Reinvestment Act of 2009 as part of the activities in our fiscal year 2013 annual audit plan.  We selected the State’s Program based upon our designation of the Program as high risk.  Further, we received an anonymous complaint regarding the State’s Program.  Our objectives were to determine whether the Michigan State Housing…

We audited the Warren Metropolitan Housing Authority’s Section 8 Housing Choice Voucher program as part of the activities in our fiscal year 2013 annual audit plan.  We selected the Authority based on a citizen’s complaint to our office.  Our objective was to determine whether the Authority administered its program in accordance with the U.S. Department of Housing and Urban Development’s (HUD) requirements. The Authority did not…

We audited the Inkster Housing Commission’s public housing and Section 8 programs as part of the activities in our fiscal year 2013 annual audit plan.  We selected the Commission based on a citizen’s complaint to our office and our analysis of risk factors relating to public housing agencies in Region 5’s jurisdiction.  Our objective was to determine whether the Commission administered its programs in accordance with HUD’s and its own…

We audited the Stark Metropolitan Housing Authority’s public housing program as part of the activities in our fiscal year 2012 annual audit plan.  We selected the Authority based upon our previous audit of the Authority and an anonymous complaint received by the Office of Inspector General’s hotline.  Our objective was to determine whether the Authority followed the U.S. Department of Housing and Urban Development’s (HUD) requirements…

We audited the City of Toledo’s Community Development Block Grant-funded Code Violation Abatement Program as part of the activities in our fiscal year 2013 annual audit plan.  We selected the City’s Program based upon recent media attention regarding the City’s programs, a request by the Honorable Marcy Kaptur, and a referral from the Office of Inspector General’s Office of Investigation.  Our objectives were to determine whether the…

The U.S. Department of Housing and Urban Development’s Office of Inspector General audited the City of Cleveland’s HOME Investment Partnerships Program. We selected the City based upon our analysis of risk factors related to Program grantees in Region 5’s jurisdiction, recent media coverage regarding the City’s Program, and a request from the U.S. Department of Housing and Urban Development’s (HUD) Columbus Office of Community Planning and…

The U.S. Department of Housing and Urban Development, Office of Inspector General audited the Flint Housing Commission’s American Recovery and Reinvestment Act of 2009 Public Housing Capital Fund competitive grants. We selected the Commission based upon our analysis of risk factors relating to the housing agencies in Region 5’s jurisdiction. Our objective was to determine whether the Commission administered its grants in accordance with…

The U.S. Department of Housing and Urban Development (HUD), Office of the Inspector General (OIG) audited the Saginaw Housing Commission’s Section 8 Housing Choice Voucher program. The audit was part of the activities in our fiscal year 2012 annual audit plan. We selected the Commission based upon our previous audits of its use of Federal funds and a request from HUD management to perform a comprehensive review of its programs. Our objective…

The U.S. Department of Housing and Urban Development (HUD), Office of the Inspector General (OIG) audited the Stark Metropolitan Housing Authority’s American Recovery and Reinvestment Act Public Housing Capital Fund stimulus formula grant as part of the activities in our fiscal year 2012 annual audit plan. We selected the Authority based upon risk factors related to the housing agencies in Region 5’s Region 5 includes the States of Illinois,…

The U.S. Department of Housing and Urban Development (HUD), Office of Inspector General (OIG), assisted the U.S. Attorney’s Office, Southern District of New York, in conducting a review of Flagstar Bank, FSB. The objective of the review was to determine whether Flagstar conducted its operations in the underwriting of Federal Housing Administration (FHA) loans in accordance with HUD-FHA regulations. Flagstar Bank, FSB, is a supervised direct…

The U.S. Department of Housing and Urban Development, Office of Inspector General audited Nations Lending Corporation, a Federal Housing Administration (FHA)-approved nonsupervised direct endorsement lender approved to originate, underwrite, and submit mortgages for insurance under the U.S. Department of Housing and Urban Development’s (HUD) direct endorsement program. We selected Nations for audit based on our risk assessment of single-family…