The Saginaw Housing Commission, Saginaw, MI, Did Not Always Administer Its Section 8 Housing Choice Voucher program in Accordance With HUD's and Its Own Requirements
We recommend that the Director of HUD’s Detroit Office of Public Housing require the Commission to reimburse its program $21,650 form non-Federal funds for the overpayment of escrow funds to the participants cited in this finding.
Open Recommendation
The Saginaw Housing Commission, Saginaw, MI, Did Not Always Administer Its Section 8 Housing Choice Voucher program in Accordance With HUD's and Its Own Requirements
We recommend that the Director of HUD’s Detroit Office of Public Housing require the Commission to provide supporting documentation or reimburse its program $17,008 from non-Federal funds for the unsupported payments cited in this finding.
Open Recommendation
San Sebastian Fine Arts Center, Office of the Commissioner for Municipal Affairs, San Juan, PR, State Block Grant Program
Reevaluate the feasibility of the project to determine the eligibility of the $1,014,211 in State Block Grant funds disbursed. If HUD determines that the project has been canceled or is not feasible, the Government of Puerto Rico or its designee must reimburse all project costs to its State Block Read More
Open Recommendation
San Sebastian Fine Arts Center, Office of the Commissioner for Municipal Affairs, San Juan, PR, State Block Grant Program
Instruct the Office for the Socioeconomic and Community Development to submit a plan for how it will proceed with the fine arts center project. The plan should include a schedule that HUD can track to ensure the project’s completion without proposing the use of additional HUD funds.
Open Recommendation
Security National Mortgage Company Settled Allegations of Failing To Comply With HUD's Federal Housing Administration Loan Requirements
Acknowledge that $3,173,077 of the $4,250,000, in the attached settlement represents an amount due HUD.
Open Recommendation
SecurityNational Mortgage Company, Las Vegas, NV, Improperly Originated FHA Loans for Properties With Restrictive Covenants
Work with HUD to nullify the restrictions on conveyance that violate HUD policy or indemnify HUD. This action will protect HUD against future losses of $381,823 for the seven loans.
Open Recommendation
SecurityNational Mortgage Company, Las Vegas, NV, Improperly Originated FHA Loans for Properties With Restrictive Covenants
Repay HUD $26,472 for partial claims paid on one FHA loan that contained prohibited restrictive covenants.
Open Recommendation
SecurityNational Mortgage Company, Las Vegas, NV, Improperly Originated FHA Loans for Properties With Restrictive Covenants
Develop and implement policies and procedures to identify prohibited restrictions on conveyance to ensure that it does not originate FHA loans with prohibited restrictive covenants.
Open Recommendation
SecurityNational Mortgage Company, Las Vegas, NV, Improperly Originated FHA Loans for Properties With Restrictive Covenants
Provide training to its employees regarding HUD’s requirements related to prohibited restrictions on conveyance.
Open Recommendation
SecurityNational Mortgage Company, Las Vegas, NV, Improperly Originated FHA Loans for Properties With Restrictive Covenants
Determine legal sufficiency and if legally sufficient, pursue civil and administrative remedies, civil money penalties, or both against SecurityNational, its principals, or both for incorrectly certifying to the eligibility for FHA mortgage insurance or that due diligence was exercised during the Read More
Open Recommendation
Seneca Mortgage Servicing LLC, Elma, NY, Generally Complied With HUD's Loss Mitigation Program Requirements for Servicing Its Portfolio of FHA-Insured Mortgages
We recommend that the Acting Deputy Assistant Secretary for Single Family Housing instruct Seneca Mortgage to repay the $19,136 in ineligible holding costs to the FHA insurance fund.
Open Recommendation
Seneca Mortgage Servicing LLC, Elma, NY, Generally Complied With HUD's Loss Mitigation Program Requirements for Servicing Its Portfolio of FHA-Insured Mortgages
We recommend that the Acting Deputy Assistant Secretary for Single Family Housing instruct Seneca Mortgage to ensure that reimbursement is not requested for holding costs incurred beyond the conveyance deadline related to FHA loan number 281-3493258.
Open Recommendation
Seneca Mortgage Servicing LLC, Elma, NY, Generally Complied With HUD's Loss Mitigation Program Requirements for Servicing Its Portfolio of FHA-Insured Mortgages
We recommend that the Acting Deputy Assistant Secretary for Single Family Housing instruct Seneca Mortgage to instruct the investors or holders for FHA loan numbers 501-7067695, 501-6877136, 061-0982338, and 501-5885504 to transfer these loans to FHA-approved servicers.
Open Recommendation
Seneca Mortgage Servicing LLC, Elma, NY, Generally Complied With HUD's Loss Mitigation Program Requirements for Servicing Its Portfolio of FHA-Insured Mortgages
We recommend that the Acting Deputy Assistant Secretary for Single Family Housing instruct Seneca Mortgage to implement procedures to ensure that FHA loans are transferred only to FHA-approved servicers regardless of investor input.
Open Recommendation
Seneca Mortgage Servicing LLC, Elma, NY, Generally Complied With HUD's Loss Mitigation Program Requirements for Servicing Its Portfolio of FHA-Insured Mortgages
We recommend that the Acting Deputy Assistant Secretary for Single Family Housing instruct Seneca Mortgage to strengthen conveyance procedures to ensure that properties are transferred to HUD within 30 days of securing the property, thereby ensuring that ineligible costs are not paid by HUD on Read More
Open Recommendation
Seneca Mortgage Servicing LLC, Elma, NY, Generally Complied With HUD's Loss Mitigation Program Requirements for Servicing Its Portfolio of FHA-Insured Mortgages
We recommend that the Acting Deputy Assistant Secretary for Single Family Housing instruct Seneca Mortgage to strengthen program controls and procedures to ensure that servicing efforts are accurately reported in HUD systems, thereby complying with HUD’s loss mitigation requirements.
Open Recommendation
Seneca Mortgage Servicing LLC, Elma, NY, Generally Complied With HUD's Loss Mitigation Program Requirements for Servicing Its Portfolio of FHA-Insured Mortgages
We recommend that the Acting Deputy Assistant Secretary for Single Family Housing review the part B claim paid for FHA loan number 501-7612832, determine the amount of holding costs paid after the conveyance deadline, and require the relevant servicer to repay the ineligible holding costs to the Read More
Open Recommendation
Seneca Mortgage Servicing LLC, Elma, NY, Generally Complied With HUD's Loss Mitigation Program Requirements for Servicing Its Portfolio of FHA-Insured Mortgages
We recommend that the Acting Deputy Assistant Secretary for Single Family Housing instruct Seneca Mortgage officials to develop and implement program controls and procedures for FHA-insured loans being subserviced by another lender, including procedures for conducting quality control reviews of Read More
Open Recommendation
Some HUD Employees Used Travel Cards for Potentially Improper Purchases and Purchase Cards Without All Required Approvals
Develop and implement adequate written policies to ensure that cardholders obtain appropriate authorizations to support charges to their government travel cards and establish a process for submitting a written request to OCFO for a merchant code unblock.
Open Recommendation
Some HUD Employees Used Travel Cards for Potentially Improper Purchases and Purchase Cards Without All Required Approvals
Develop and implement written policies to ensure that program offices adequately follow up on identified questionable charges and inform OCFO of significant travel card violations when they are identified.
Open Recommendation