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Natural disasters affect millions of Americans each year. Homeowners who experience a temporary or permanent loss of income due to a natural disaster or an increase in expenses post-disaster may be financially vulnerable, making it difficult for them to make mortgage payments. View the video.
Audra Dortch was appointed Assistant Inspector General for Investigation (AIGI) for the U.S. Department of Housing and Urban Development (HUD), Office of Inspector General (OIG) on January 2, 2024. As AIGI for OI, Ms. Dortch oversees all investigative field operations across the country. Ms. Dortch previously served as the Deputy Assistant Inspector General for OI where she was responsible for all investigative headquarters operations in Washington, DC.
We audited the U.S.
We performed an audit related to the U.S.
HUD OIG is auditing the Office of Asset Sales’ HUD-Held Vacant Loan Sales (HLVS) program, which is another disposition option for defaulted, formerly FHA single-family reverse mortgage loans owned and competitively auctioned by HUD to reduce losses and improve recoveries to FHA’s Mutual Mortgage Insurance Fund. The HLVS 2022-1 sale was held in December 2021 and included 1,605 settled loans with an unpaid loan balance of $398.6 million, with 50% percent of the loans sold to nonprofit organizations.
We selected the State of California’s 2018 disaster owner-occupied rehabilitation and reconstruction program to audit after an internal risk assessment of disaster grantees showed the grant was newer and had not yet disbursed the majority of its funding. The State received more than $1 billion for the 2018 disasters. Our audit objective was to determine what the State is considering and to what extent resilience-based mitigation efforts help homeowners to withstand potential future disasters, along with how the State is prioritizing its efforts in the pro
