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Línea Directa

REPORTAR FRAUDE, DESPERDICIO O ABUSO
  • Recommendation Number: 2025-KC-1001-001-B
  • Status: Open
  • Date Issued: Enero 28, 2025

Analyze MidFirst’s resolution of the manual process issues identified during its 2022 quality control review to verify that it remedied the borrowers or HUD and corrected the issues identified related to manual processing.

Publication Report

2025-KC-1001 | Enero 28, 2025

MidFirst Bank Misapplied FHA’s Foreclosure Requirements

We performed an audit of MidFirst’s compliance with Federal Housing Administration (FHA) requirements for foreclosures that started in 2022.  Pursuant to the Coronavirus Aid, Relief and Economic Security Act (CARES Act), as extended by the Secretary... más

Related Recommendations

Housing

  •  
    Status
      Open
      Closed
    2025-KC-1001-001-A
    Summary

    Require MidFirst to remedy the 24 borrowers in our sample with improper foreclosure filings or take administrative actions if appropriate.

  •  
    Status
      Open
      Closed
    2025-KC-1001-001-C
    Summary

    Require MidFirst to update its policies and procedures to comply with HUD requirements by placing foreclosure holds for loss mitigation requests made before the first legal filing.